Umpqua Bank Payday Loans Review - Ritzville, Washington

Your personal information is safe with us

5 reviews

Organization owner?

108 E 1st Ave, Ritzville, WA 99169, USA

+1 (509) 659-0180

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

10AM–5PM

Sunday

10AM–5PM

Monday

10AM–5PM

Testimonials

Feedback about Umpqua Bank?

Here you see the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Ritzville, Washington

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Ritzville, Washington is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help issue a payday loan in Ritzville, Washington?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to visit any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial abilities to approve the application. Cash advance in Ritzville, Washington may help enhance your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see