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What people think about Columbia Bank?
Easy access, walk up atm.
Mr. Barrett Crist DDS
Excellent Service! (wish they were Open till 8p.m.)
Veda Leannon
Their rates are worse than currency exchange kiosks in airports.
Mr. Adolphus Morar
We have done several deals with Rain City Capital and they were awesome. They did exactly what the Loan documents said. Ease of dealing with them all, from Fred Rae …
Deshawn Wilderman
I'm doing 4 loans with this company and all I can say is this company rocks. Ive worked with multiple hard lenders in the area and these guys hands down are the best. L …
Tanya Hauck
Great service and so much better than Dominion Financial.
Ariel Leannon
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Now you can see general aspects of payday loans.
Payday Loans in Seattle, Washington
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans in Seattle, Washington is are simple to get. The APR is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
391%* APR
$700 (*or 30% of gross monthly income)
Not Specified
45 days
Advantages of Columbia Bank that offers payday loans in Seattle, Washington
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit score. Payday loan approvals depend very much on other factors. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.
Other Payday Lenders in Seattle, Washington
HomeStreet Bank Home Loan Center
601 Union St, Seattle, WA 98101, USA
+1 (206) 389-4400
www.homestreet.com
The Commerce Bank of Washington
601 Union St Suite 3600, Seattle, WA 98101, USA
+1 (206) 292-3900
tcbwa.com
Gesa Credit Union
4407 N Division St Suite 104, Spokane, WA 99207, USA
+1 (509) 378-3100
www.gesa.com