iQ Credit Union Payday Loans Review - Stevenson, Washington

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2.9 7 reviews

Organization owner?

147 SW 1st St, Stevenson, WA 98648, USA

+1 (360) 695-3441

www.iqcu.com

Tuesday

9:30AM–5:30PM

Wednesday

9:30AM–5:30PM

Thursday

9:30AM–5:30PM

Friday

9:30AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–5:30PM

Domain Info

Feedback about iQ Credit Union?

Here you read the feedback of our clients.

Note

Pay Attention

Lending companies are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Stevenson, Connecticut

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Stevenson, Connecticut is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

12$ small loan cap

How will iQ Credit Union help take out a loan in Stevenson, Connecticut?

24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

35%

Healthcare Bills

40%

Traveling

30%

Car Repair

10%

Clothes

15%

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial abilities to approve the form. Payday loans in Stevenson, Connecticut may help improve your credit rating.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see