Umpqua Bank Payday Loans Review - Vancouver, Washington

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3.8 9 reviews

Organization owner?

1400 Washington St Suite 200, Vancouver, WA 98660, USA

+1 (360) 906-9542

locations.umpquabank.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Domain Info

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

97124-7104

United States

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Vancouver, Washington

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is easy and quick to take out loans in Vancouver, Washington. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help issue a payday loan in Vancouver, Washington?

Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Vancouver, Washington. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a real cost of the loan.

Let's see