What people think about OnPoint Community Credit Union?
Very nice customer service here at this location.
Never have to wait and everyone is friendly!
Warren Turcotte Jr.
The best workers in this branch
Mr. Cristian Hodkiewicz
Terrible place in the worst place ever rude people and terrible service
Lousy staff, and every worse customer service!
The the manager comes out and asks me what kind of work I do 4 times.
The previous three items describe a definite lender. But below you can read general details about payday loans.
Payday Loans in Vancouver, Washington
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is easy and speedy to get approved for payday loans in Vancouver, Washington. The APR will be set specifically for each consumer and will depend on the personal information the borrower filled in.
$700 (*or 30% of gross monthly income)
Advantages of OnPoint Community Credit Union that offers payday loans in Vancouver, Washington
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Vancouver, wa work with borrowers with poor credit. You can apply for a bad credit payday loan online 24/7 and if approved could have the money in your account within a few hours.
To get accepted for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.