ATM - Umpqua Bank Payday Loans Review - Vancouver, Washington

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2515 NE 134th St Suite 100, Vancouver, WA 98686, USA
+1 (360) 699-4325
locations.umpquabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

OR

97124-7104

United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

What people think about ATM - Umpqua Bank?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

The previous three items charactirize a peculiar company. But below you can read common data about payday loans.

Payday Loans in Vancouver, Washington

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Vancouver, Washington. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of ATM - Umpqua Bank that offers payday loans in Vancouver, Washington

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get accepted for such loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments in a timely manner.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the cash advance loan immediately.

Let's see

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