iQ Credit Union Payday Loans Review - Vancouver, Washington

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2 5 reviews

6725 NE 42nd St, Vancouver, WA 98661, USA
+1 (360) 695-3441
www.iqcu.com
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Testimonials

What people think about iQ Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Important

The above-given information provides the details about a peculiar lending service. The information below is about common information about payday loans.

Payday Loans in Vancouver, Washington

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get approved for payday loans in Vancouver, Washington. The interest rate will be set specifically for each client and will depend on the personal details the applicant provided.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of iQ Credit Union that offers payday loans in Vancouver, Washington

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit history. Payday loan approvals depend very much on other factors. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Vancouver, Washington

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Coastal Community Bank

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Gesa Credit Union

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Columbia Bank

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+1 (509) 397-4629

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Golf Savings Bank

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Bay Equity Home Loans

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+1 (360) 755-3689

www.bayequityhomeloans.com

Super Pawn

2341 Auburn Way S, Auburn, WA 98002, USA

+1 (253) 931-5186

U.S. Bank Branch

26520 Maple Valley Black Diamond Rd SE, Maple Valley, WA 98038, USA

+1 (425) 413-3803

locations.usbank.com