Columbia Credit Union Payday Loans Review - Vancouver, Washington

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2.8 33 reviews

Organization owner?

11505 NE Fourth Plain Blvd, Vancouver, WA 98662, USA

+1 (360) 891-4000

www.columbiacu.org

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–1:30PM

Sunday

Closed

Monday

9AM–6PM

Domain Info

What people think about Columbia Credit Union?

Below you get acquainted with some of the opinions of our customers.

Note

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Vancouver, Washington

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans may be an easy and speedy solution to a short-term problem in Vancouver, Washington. Loans from payday lenders can get you funds same day. Your APR will depend on several factors.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of Columbia Credit Union that offers payday loans in Vancouver, Washington

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 10 seconds to become informative even before applying.

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