HomeStreet Bank Payday Loans Review - Vancouver, Washington

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3.3 6 reviews

2100 SE 164th Ave f104, Vancouver, WA 98683, USA
+1 (360) 253-6166
www.homestreet.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-08-21

Mailing Address

601 UNION ST STE 2000

SEATTLE

WA

98101-1378

United States

Company Name

HomeStreet Bank

HomeStreet Bank

Contact Data

it_operations@homestreet.com

+1.2062644161

+1.2063894462

Testimonials

Feedback about HomeStreet Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Vancouver, Washington

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and fast to take out payday loans in Vancouver, Washington. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will HomeStreet Bank help issue a loan in Vancouver, Washington?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Vancouver, wa will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Vancouver, Washington

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Columbia Bank

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Harborstone Credit Union

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Alaska USA Federal Credit Union

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KeyBank

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HAPO Community Credit Union

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Puget Sound Cooperative Credit Union

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ATM Homestreet Bank

8200 35th Ave NE, Seattle, WA 98115, USA

+1 (800) 627-3999

www.homestreet.com