iQ Credit Union ATM Payday Loans Review - Vancouver, Washington

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2.8 5 reviews

1905 SE 164th Ave, Vancouver, WA 98683, USA
+1 (360) 695-3441
www.iqcu.com
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Testimonials

What people think about iQ Credit Union ATM?

Below you find some of the testimonials of our customers.
Note

Important

The previous three items describe a certain lending service. But below you can find general details about payday loans.

Payday Loans in Vancouver, Washington

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Vancouver, Washington. The entire process is fast. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

Advantages of iQ Credit Union ATM that offers payday loans in Vancouver, Washington

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

19%
Treatment

14%
Vacation

11%
Clothes

8%
Home improvement

8%
Debt Consolidation

6%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the definite cost of the payday loan even before applying.

Let's see

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iQ Credit Union ATM

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www.iqcu.com

Pacific Premier Bank

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Umpqua Bank Home Lending

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Moneytree

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Waddell & Reed, Inc. - Financial Advisors

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+1 (509) 888-0914

www.waddell.com