iQ Credit Union Payday Loans Review - Washougal, Washington

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3 18 reviews

640 E St, Washougal, WA 98671, USA
+1 (360) 695-3441
www.iqcu.com
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
9:30AM–5:30PM
Testimonials

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Pay Attention

Above there are details about a exact lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Washougal, Washington

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

It is simple and fast to issue payday loans in Washougal, Washington. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will iQ Credit Union help issue a loan in Washougal, Washington?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Washougal, wa will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the loan.

Let's see

Other Payday Lenders in Washougal, Washington

U.S. Bank Branch

5207 W Clearwater Ave, Kennewick, WA 99336, USA

+1 (509) 735-7888

locations.usbank.com

Moneytree

4220 Meridian St STE 101, Bellingham, WA 98226, USA

+1 (360) 715-3500

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Columbia Bank

11102 Evergreen Way, Everett, WA 98204, USA

+1 (425) 740-3060

www.columbiabank.com

U.S. Bank Branch

17110 Smokey Point Blvd, Arlington, WA 98223, USA

+1 (360) 653-5313

locations.usbank.com

Sound Credit Union

202 5th Ave S, Edmonds, WA 98020, USA

+1 (800) 562-8130 ext. 1260

www.soundcu.com

Financial Network Investment

103 E Holly St UNIT 412, Bellingham, WA 98225, USA

+1 (360) 734-2041

Fred Meyer Money Services

1900 SE Sedgwick Rd, Port Orchard, WA 98366, USA

+1 (360) 874-7140

moneyservices.kroger.com

Banner Bank

1301 Memorial Hwy, Mt Vernon, WA 98273, USA

+1 (360) 424-1011

www.bannerbank.com

Harborstone Credit Union

136 167th St S, Spanaway, WA 98387, USA

+1 (800) 523-3641

www.harborstone.com