What people think about Gesa Credit Union?
Great customer service.
I got a car loan from this place a few years ago.
Gesa returns the money back to my bank.
Better than a payday loan. The process was fast and the service is very reasonable. I would recommend this company and their service.
Destin Weissnat Sr.
Simple process. Lower rates than other payday loans and more manageable payments. Totally legit. I would recommend to anyone.
Very easy and amazing app. Your loan goes in right to your account, and they always can work with you in the dates you can pay. Also customer service is amazing .
The office staff is very accommodating and responsive.
Kristian Koss II
This place is hell.... you have a lady manger named Rachel she's a blonde.
Lucienne Effertz PhD
My company will be using you when needed!
Dudley Runolfsdottir IV
Below you can see general information about payday loans and their common features.
Payday Loans in Yakima, Washington
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Yakima, Washington. Loans from payday lenders can get you cash within a few hours. Your APR will depend on a few factors.
$700 (*or 30% of gross monthly income)
Advantages of Gesa Credit Union that offers payday loans in Yakima, Washington
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator can be used to quickly calculate the APR. It’s easy to learn the definite cost of the loan even before applying.