Bank of Charles Town Payday Loans Review - Charles Town, West Virginia

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3.1 28 reviews

111 E Washington St, Charles Town, WV 25414, USA
+1 (304) 725-8431
www.mybct.bank
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

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Here you read the feedback of our customers.
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The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with shared information about payday loans.

Payday Loans in Charles Town, West Virginia

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Problem-free financial products are considered as payday loans in Charles Town, wv. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to repay as much payday loans as possible.

APR

31% APR for loans up to $2,000

How will Bank of Charles Town help issue a loan in Charles Town, West Virginia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Charles Town, West Virginia. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in Charles Town, West Virginia

Peoples Bank

2904 Pike St, Parkersburg, WV 26101, USA

+1 (304) 489-8150

locations.peoplesbancorp.com

City National Bank

1034 S George St, Charles Town, WV 25414, USA

+1 (304) 725-9787

www.bankatcity.com

United Bank

507 Holly Ave, Logan, WV 25601, USA

+1 (304) 752-3700

www.bankwithunited.com

Walmart Money Center

2900 Pike St, Parkersburg, WV 26101, USA

+1 (304) 489-1905

www.walmart.com

Lendmark Financial Services

105 LB&T Way, Logan, WV 25601, USA

+1 (304) 752-6390

www.lendmarkfinancial.com

Montros Enterprises

205 5th Ave, South Charleston, WV 25303, USA

+1 (304) 744-6196

West Virginia Central Federal Credit Union

809 Division St, Parkersburg, WV 26101, USA

+1 (304) 485-4523

www.wvccu.org

Summit Community Bank - Loan Production Office

East Hills Professional Center 5185, US-60 #30, Huntington, WV 25705, USA

+1 (877) 776-9722

www.mysummit.bank

First Community Bank

100 Market St, Man, WV 25635, USA

+1 (304) 583-6525

www.firstcommunitybank.com