Bank of Charles Town Payday Loans Review - Hedgesville, West Virginia

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3 6 reviews

119 Cowardly Lion Dr, Hedgesville, WV 25427, USA
+1 (304) 754-0000
www.mybct.bank
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
8:30AM–12PM
Testimonials

What people think about Bank of Charles Town?

Below you see some of the testimonials of our customers.
Note

Important

The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.

Payday Loans in Hedgesville, West Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is effortless and fast to get accepted for payday loans in Hedgesville, West Virginia. The interest rate will be set individually for each case and will depend on the personal data the consumer filled in.

APR

31% APR for loans up to $2,000

Advantages of Bank of Charles Town that offers payday loans in Hedgesville, West Virginia

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can often be an obstacle to obtaining a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit history. But we advise you that as with any debt you should only think about applying for a cash advance if you are certain that you can afford payments in good time.

To get approved for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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