Heartland Credit Union Payday Loans Review - Dodgeville, Wisconsin

Your personal information is safe with us

3.8 8 reviews

Organization owner?

1205 Joseph St, Dodgeville, WI 53533, USA

+1 (800) 362-3944

www.heartlandcu.org

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

8AM–6PM

Domain Info

Feedback about Heartland Credit Union?

Here you read the feedback of our customers.

Note

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Dodgeville, Michigan

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and fast to take out loans in Dodgeville, Michigan. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Heartland Credit Union help issue a payday loan in Dodgeville, Michigan?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Dodgeville, Michigan. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see