North Shore Bank Payday Loans Review - Kenosha, Wisconsin

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3 4 reviews

6906 Green Bay Rd, Kenosha, WI 53142, USA
+1 (262) 697-4248
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–6PM
Saturday
8AM–12PM
Testimonials

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Above-shown info provides the details about a definite lender. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Kenosha, Wisconsin

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Kenosha, Wisconsin is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

How will North Shore Bank help issue a payday loan in Kenosha, Wisconsin?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Kenosha, Wisconsin. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see

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