Hometown Bank Payday Loans Review - Lodi, Wisconsin

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5 2 reviews

Organization owner?

W10901 W Lake Point Dr, Lodi, WI 53555, USA

+1 (608) 592-7719

www.htbwi.com

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–4PM

Saturday

9AM–12PM

Domain Info

Feedback about Hometown Bank?

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Above there are details about a definite lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lodi, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Lodi, ny. They are issued at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Hometown Bank help issue a loan in Lodi, New York?

24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Lodi, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see