Educators Credit Union Payday Loans Review - Racine, Wisconsin

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3.7 44 reviews

Organization owner?

1400 N Newman Rd, Racine, WI 53406, USA

+1 (800) 236-5898

www.ecu.com

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Domain Info

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Above-shown info provides the details about a certain lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Racine, West Virginia

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Racine, West Virginia is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

31% APR for loans up to $2,000

How will Educators Credit Union help take out a payday loan in Racine, West Virginia?

24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The loan will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Racine, West Virginia. The company will estimate many points to qualify such as solvency. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

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