Peoples Bank of Alabama Payday Loans Review - Cullman, Alabama

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3.8 22 reviews

1912 Cherokee Ave SW, Cullman, AL 35055, USA
+1 (256) 737-7000
peoplesbankal.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2008-08-12

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Testimonials

What people think about Peoples Bank of Alabama?

Below you get acquainted with some of the reviews of our customers.
Note

Important

Above there is information about a precise company. Below you can read common aspects of payday loans.

Payday Loans in Cullman, Alabama

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Cullman, Alabama is are easy to get. The interest rate is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Peoples Bank of Alabama that offers payday loans in Cullman, Alabama

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.

Let's see

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Valley Bank ATM

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First State Bank

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Five Star Credit Union

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