Advance America Payday Loans Review - Dothan, Alabama

Your personal information is safe with us

5 103 reviews

Loan agency in Dothan, Alabama

Organization owner?

2115 E Main St #5, Dothan, AL 36301, USA

15 years in business

+1 (334) 678-0416

www.advanceamerica.net

Monday

10AM–6PM

Tuesday

11AM–5PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Domain Info

Feedback about Advance America?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Lending companies are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Dothan, West Virginia

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Dothan, West Virginia is taken out simply and quickly. The interest rate is defined depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

31% APR for loans up to $2,000

How will Advance America help take out a payday loan in Dothan, West Virginia?

Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Dothan, wv will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see