Advance America Payday Loans Review - Scottsboro, Alabama

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4.9 88 reviews

Loan agency in Scottsboro, Alabama

Organization owner?

24833 John T Reid Pkwy L, Scottsboro, AL 35768, USA

20 years in business

+1 (256) 259-8814

www.advanceamerica.net

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

11AM–5PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

What people think about Advance America?

Below you get acquainted with some of the reviews of our customers.

Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Scottsboro, Alabama

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial difficulties in Scottsboro , Alabama because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

Advantages of Advance America that offers payday loans in Scottsboro, Alabama

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments punctually.

To get approved for a cash advance, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the precise cost of the cash advance loan immediately.

Let's see