Rice Banking Co Payday Loans Review - Montgomery, Alabama

Your personal information is safe with us

5 2 reviews

Loan agency in Montgomery, Alabama

Organization owner?

2803 E South Blvd, Montgomery, AL 36116, USA

+1 (334) 280-2880

www.ricebankingcompany.com

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8AM–5PM

Domain Info

Company Name

Contact Privacy Inc. Customer 1243107382

Contact Data

s7pajyvbtuis@contactprivacy.email

+1.4165385487

Testimonials

Feedback about Rice Banking Co?

Here you see the reviews of our customers.

Note

Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Montgomery, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is simple and quick to take out loans in Montgomery, New York. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Rice Banking Co help issue a loan in Montgomery, New York?

24/7 service. Such online services allow you to get funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial capabilities to approve the request. Payday loans in Montgomery, New York may help enhance your credit history.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

Let's see