Affordable Loans Payday Loans Review - Phenix City, Alabama

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Loan agency in Phenix City, Alabama

Organization owner?

1101 E 280 Byp, Phenix City, AL 36867, USA

Tuesday

10AM–5:30PM

Wednesday

10AM–5:30PM

Thursday

10AM–5:30PM

Friday

10AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5:30PM

Testimonials

Feedback about Affordable Loans?

Here you see the reviews of our clients.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Phenix City, Alabama

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Phenix City, Alabama is issued easily and fast. The interest rate is set depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Affordable Loans help take out a payday loan in Phenix City, Alabama?

Round the clock service. Every client may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to visit any store.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Phenix City, al will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as APR.

Let's see