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What people think about EAC Federal Credit Union?
It’s a great credit union with awesome staff!
Ms. Maybelle Schinner
The staff members are very friendly and helpful.
Dr. Yasmine Marvin
Very nice and helpful people!!! It's a great feeling when they all know your name!!! From the loan officers to the cashier's, they are absolutely great!!!
Nigel Ritchie
It’s a great credit union with awesome staff!
Ms. Maybelle Schinner
The staff members are very friendly and helpful.
Dr. Yasmine Marvin
Very nice and helpful people!!! It's a great feeling when they all know your name!!! From the loan officers to the cashier's, they are absolutely great!!!
Nigel Ritchie
It’s a great credit union with awesome staff!
Ms. Maybelle Schinner
Important
The previous three items charactirize a specific lender. But below you can find common data about payday loans.
Payday Loans in Opelika, Alabama
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Online cash advance loans can be the best solution to your short-term financial issues in Opelika , Alabama because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
456%*
$500
10 days
31 days
Advantages of EAC Federal Credit Union that offers payday loans in Opelika, Alabama
- 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a steady income to get accepted for a bad credit payday loan.
To get accepted for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 20 seconds to become informative even before applying.
Other Payday Lenders in Opelika, Alabama
Edward Jones - Financial Advisor: Ronnie Sansom Jr
19096 US-84, Andalusia, AL 36421, USA
+1 (334) 222-2897
www.edwardjones.com
