What people think about Loan By Phone?
It needed to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Loan By Phone. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Pietro Greenholt
I contacted Loan By Phone for financial assistance. Everything was done very quickly. Had the funds in my account the next morning. Employees are very friendly. Pleasant experience!
Donavon Von
It needed to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Loan By Phone. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Pietro Greenholt
I contacted Loan By Phone for financial assistance. Everything was done very quickly. Had the funds in my account the next morning. Employees are very friendly. Pleasant experience!
Donavon Von
It needed to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Loan By Phone. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Pietro Greenholt
I contacted Loan By Phone for financial assistance. Everything was done very quickly. Had the funds in my account the next morning. Employees are very friendly. Pleasant experience!
Donavon Von
Important
The above-given information provides the details about a specific lender. The information below is about general information about payday loans.
Payday Loans in Semmes, Alabama
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Online payday loans can be the right solution to your short-term financial problems in Semmes , Alabama because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.
456%*
$500
10 days
31 days
Advantages of Loan By Phone that offers payday loans in Semmes, Alabama
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of clients with less than perfect credit scores. There are lenders who may be willing to give you a payday loan even if you have a poor credit rating. You will need a regular income to get accepted for a bad credit payday loan.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Semmes, Alabama
Peoples Bank of Alabama
336 Fieldstown Rd, Gardendale, AL 35071, USA
+1 (205) 608-8000
peoplesbankal.com
