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What people think about Farmers and Merchants Bank?
This company is a rip off. I will never apply again. $20 goes towards loan and you keep $81 for interest.
Mrs. Elfrieda Reilly
Disappointed customer! Was declined for no reason. My credit was good.
Floyd White
Pay Attention
Above there is information about a precise loan provider. Below you can see common aspects of payday loans.
Payday Loans in Flippin, Arkansas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans in Flippin, Arkansas is are easy to access. The APR is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
17% usury cap
Advantages of Farmers and Merchants Bank that offers payday loans in Flippin, Arkansas
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people take out cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit rating. Payday loan approvals depend very much on other factors. They will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
Other Payday Lenders in Flippin, Arkansas
U.S. Bank Branch
102 Pointer Trail W, Van Buren, AR 72956, USA
+1 (479) 471-1836
locations.usbank.com
The Bank of Fayetteville
257 W Main St, Farmington, AR 72730, USA
+1 (479) 267-5414
www.mebanking.com
