RAC Acceptance Payday Loans Review - Fort Smith, Arkansas

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1 reviews
Loan agency in Fort Smith, Arkansas

7800 Rogers Ave, Fort Smith, AR 72903, USA
7 years in business
+1 (479) 478-9693
Testimonials

What people think about RAC Acceptance?

Below you read some of the testimonials of our customers.
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Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Fort Smith, Montana

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Fort Smith, Montana. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Advantages of RAC Acceptance that offers payday loans in Fort Smith, Montana

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be able to take out a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

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Anstaff Bank

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Simmons Bank

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Farm Credit of Western Arkansas - Paris

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Southern Bancorp Bank

1615 W Hillsboro St, El Dorado, AR 71730, USA

+1 (870) 875-6041

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Arvest Bank

301 Drew Ave, Monette, AR 72447, USA

+1 (870) 486-5426

locations.arvest.com

The Bank of Fayetteville

1 S Block Ave, Fayetteville, AR 72701, USA

+1 (479) 444-4444

www.mebanking.com

Pine Bluff Cotton Belt Federal Credit Union

1703 River Pines, Boulevard, Pine Bluff, AR 71601, USA

+1 (870) 535-6365