Arkansas Federal Credit Union Payday Loans Review - Hot Springs National Park, Arkansas

Your personal information is safe with us
2.7 26 reviews

4560 Central Ave, Hot Springs, AR 71913, USA
+1 (501) 982-1000
www.afcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Testimonials

What people think about Arkansas Federal Credit Union?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

The previous three items charactirize a precise company. But below you can find general information about payday loans.

Payday Loans in Hot Springs National Park, Arkansas

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

It is simple and speedy to get accepted for payday loans in Hot Springs National Park, Arkansas. The interest rate will be set individually for each client and will depend on the personal details the consumer entered.

APR

17% usury cap

Advantages of Arkansas Federal Credit Union that offers payday loans in Hot Springs National Park, Arkansas

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can rescue people who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are assured that you can afford payments on time.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Hot Springs National Park, Arkansas

Payday Pawn & Jewelry

502 Virginia St # A, Springdale, AR 72764, USA

+1 (479) 717-2699

paydaypawnandjewelry.jewelershowcase.com

BOK Financial

3500 N College Ave, Fayetteville, AR 72703, USA

+1 (479) 973-2660

locations.bokfinancial.com

Rabo AgriFinance

2600 Alexander Dr, Jonesboro, AR 72401, USA

+1 (855) 818-6548

www.raboag.com

Simmons Bank

1411 S Walton Blvd, Bentonville, AR 72712, USA

+1 (479) 845-5160

simmonsbank.com

Centennial Bank

2901 E Highland Dr, Jonesboro, AR 72401, USA

+1 (870) 268-2300

www.my100bank.com

Centennial Bank

2300 W Kingshighway, Paragould, AR 72450, USA

+1 (870) 240-8830

www.my100bank.com

Southern Bancorp Bank & ATM

1012 S Division St, Blytheville, AR 72315, USA

+1 (870) 763-0251

banksouthern.com

Castle Rental & Private Pawn of Harrison

1520 N Main St, Harrison, AR 72601, USA

+1 (855) 994-9094

castlerp.com

Arkansas Federal Credit Union

100 S Rockwood Dr, Cabot, AR 72023, USA

+1 (501) 982-1000

www.afcu.org