Southern Bancorp Bank Payday Loans Review - West Helena, Arkansas

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3.8 4 reviews

425 Plaza, West Helena, AR 72390, USA
+1 (870) 816-1111
banksouthern.com
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2007-09-25

Mailing Address

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Arkansas

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United States

Company Name

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Contact Data

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Testimonials

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Pay Attention

Payday lenders are provided in the first three points. Below info specifies shared information about payday loans.

Payday Loans in West Helena, Arkansas

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in West Helena, Arkansas is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

17% usury cap

How will Southern Bancorp Bank help take out a payday loan in West Helena, Arkansas?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in West Helena, ar review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only solve current issues, but enhance the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

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