Bank of the Sierra Payday Loans Review - Arroyo Grande, California

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1360 E Grand Ave, Arroyo Grande, CA 93420, USA
+1 (805) 473-6560
www.bankofthesierra.com
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

Domain Info

Created Date

1996-04-16

Mailing Address

California

United States

Company Name

Media Temple Inc.

Media Temple Inc.

Testimonials

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Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define shared information about payday loans and its specific features.

Payday Loans in Arroyo Grande, California

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Arroyo Grande, California are issued easily. The interest percentage is conditional on the borrower's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the Sierra help issue a loan in Arroyo Grande, California?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Arroyo Grande, California may help enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

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