RM Credit & Mortgage Payday Loans Review - Benicia, California

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5 3 reviews

175 E D St, Benicia, CA 94510, USA
+1 (707) 747-3400
Thursday
11AM–5PM
Friday
11AM–5PM
Saturday
Closed
Sunday
Closed
Monday
11AM–5PM
Tuesday
11AM–5PM
Wednesday
11AM–5PM
Testimonials

What people think about RM Credit & Mortgage?

Below you read some of the testimonials of our customers.
Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Benicia, California

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Benicia, California. The entire process is fast. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of RM Credit & Mortgage that offers payday loans in Benicia, California

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Benicia, California

First Foundation Bank

1599 Main St, El Centro, CA 92243, USA

+1 (760) 339-6160

www.firstfoundationinc.com

Wheelhouse Credit Union - El Cajon

306 Broadway, El Cajon, CA 92021, USA

+1 (619) 297-4835

www.wheelhousecu.com

Union Bank

1887 El Camino Real, Burlingame, CA 94010, USA

+1 (650) 697-3454

blw.unionbank.com

Patelco Credit Union

1405 Noriega St, San Francisco, CA 94122, USA

+1 (800) 358-8228

www.patelco.org

SchoolsFirst Federal Credit Union - Yuba City

1055 Gray Ave, Yuba City, CA 95991, USA

+1 (916) 569-5400

schools.org

Self-Help Federal Credit Union

1080 S White Rd B, San Jose, CA 95127, USA

+1 (877) 369-2828

www.self-helpfcu.org

MERCO Credit Union

1655 Bellevue Rd, Atwater, CA 95301, USA

+1 (209) 723-4285

merco.org

Bank of America ATM

3901 Park Dr, El Dorado Hills, CA 95762, USA

+1 (844) 401-8500

U.S. Bank Branch

127 N Santa Cruz Ave, Los Gatos, CA 95030, USA

+1 (408) 354-6676

locations.usbank.com