Patelco Credit Union Payday Loans Review - Castro Valley, California

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3.3 15 reviews

Organization owner?

4055 E Castro Valley Blvd, Castro Valley, CA 94552, USA

+1 (800) 358-8228

www.patelco.org

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Domain Info

Feedback about Patelco Credit Union?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Castro Valley, California

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to take out payday loans in Castro Valley, California. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Patelco Credit Union help take out a loan in Castro Valley, California?

24/7 service. Such Internet services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Castro Valley, ca review this circumstance not an obstacle to issue a loan. The customer of a cash advance should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on schedule and not only cope with current issues, but improve the credit score.

The following general points will be assessed before applying for a payday loan: