California Employee Loan Program Payday Loans Review - Chico, California

Your personal information is safe with us

300 Salem St, Chico, CA 95928, USA
+1 (877) 801-7377
www.californiaemployeeloans.com
Friday
8AM–3AM
Saturday
Closed
Sunday
Closed
Monday
8AM–6AM
Tuesday
8AM–6AM
Wednesday
8AM–6AM
Thursday
8AM–6AM

Domain Info

Created Date

2008-10-16

Mailing Address

California

United States

Company Name

Summit Funding, Inc.

Summit Funding, Inc.

Testimonials

Feedback about California Employee Loan Program?

Here you see the reviews of our clients.
Note

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Chico, Texas

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Chico, Texas is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will California Employee Loan Program help issue a loan in Chico, Texas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Chico, Texas. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Chico, California

Advance America

4573 Mack Rd, Sacramento, CA 95823, USA

+1 (916) 395-6375

www.advanceamerica.net

EZ Pay Check Cashing Centers

900 Market St STE L, Oakland, CA 94607, USA

+1 (510) 625-9431

Vons Credit Union

3550 Murphy Canyon Rd, San Diego, CA 92123, USA

+1 (626) 444-1972

Pacific Premier Bank

1144 Morro St, San Luis Obispo, CA 93401, USA

+1 (805) 762-4734

www.ppbi.com

DHS Jewelry and Loan

12600 Palm Dr, Desert Hot Springs, CA 92240, USA

+1 (760) 329-0329

California Bank & Trust

39315 Fremont Blvd, Fremont, CA 94538, USA

+1 (510) 797-5200

calbanktrust.com

Loan Companies Near Me

39958 Cedar Blvd, Newark, CA 94560, USA

+1 (213) 484-5414

BBVA Bank

3231 Camino De Los Coches Suite 110, Carlsbad, CA 92009, USA

+1 (760) 944-5300

www.bbvausa.com

Westamerica Bank

2893 Sunrise Blvd #106, Rancho Cordova, CA 95742, USA

+1 (916) 852-6954

www.westamerica.com