OneWest Bank Payday Loans Review - Downey, California

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4.4 13 reviews

Organization owner?

7320 Firestone Blvd Suite 101, Downey, CA 90241, USA

+1 (562) 658-4460

www.onewestbank.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Domain Info

What people think about OneWest Bank?

Below you find some of the opinions of our customers.

Note

Pay Attention

The previous three items charactirize a definite lender. But below you can find common data about payday loans.

Payday Loans in Downey, Idaho

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Downey, Idaho. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of OneWest Bank that offers payday loans in Downey, Idaho

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to fill out the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see