Banner Bank Payday Loans Review - Elk Grove, California

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4.4 7 reviews

Organization owner?

9340 E Stockton Blvd, Elk Grove, CA 95624, USA

+1 (916) 685-6546

locations.bannerbank.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about Banner Bank?

Here you grapple with the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with shared information about payday loans.

Payday Loans in Elk Grove, California

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Elk Grove, California is taken out easily and fast. The interest rate is set respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Banner Bank help issue a loan in Elk Grove, California?

24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the application. Cash advance in Elk Grove, California may help level up your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see