SchoolsFirst Federal Credit Union - Fountain Valley Payday Loans Review - Fountain Valley, California

Your personal information is safe with us

4.7 32 reviews

Organization owner?

18651 Brookhurst St, Fountain Valley, CA 92708, USA

+1 (800) 462-8328

www.schoolsfirstfcu.org

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Feedback about SchoolsFirst Federal Credit Union - Fountain Valley?

Here you grapple with the feedback of our customers.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Fountain Valley, California

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Fountain Valley, California is issued easily and quickly. The interest rate is defined respecting the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will SchoolsFirst Federal Credit Union - Fountain Valley help issue a payday loan in Fountain Valley, California?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

12%

Healthcare Bills

14%

Traveling

11%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Fountain Valley, ca will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

Let's see