Cash Depot, Inc Payday Loans Review - Los Angeles, California

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2 4 reviews

Organization owner?

1771 W Jefferson Blvd, Los Angeles, CA 90018, USA

+1 (323) 735-1800

cashdepotinc.com

Friday

9AM–6PM

Saturday

9AM–3PM

Sunday

9AM–2PM

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

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Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Los Angeles, California

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Los Angeles, California is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates you will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Cash Depot, Inc help issue a payday loan in Los Angeles, California?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Los Angeles, California. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a definite cost of the loan.

Let's see