Redwood Credit Union Payday Loans Review - Lower Lake, California

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4.4 7 reviews

16095 Main St, Lower Lake, CA 95457, USA
+1 (707) 545-4000
www.redwoodcu.org
Friday
9AM–5PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Redwood Credit Union?

Below you see some of the reviews of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Lower Lake, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and fast to get approved for payday loans in Lower Lake, California. The interest rate will be set individually for each consumer and will depend on the personal data the client provided.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Redwood Credit Union that offers payday loans in Lower Lake, California

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

14%
Treatment

10%
Vacation

8%
Clothes

6%
Home improvement

6%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Lower Lake, ca approve borrowers with bad credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the funds in your account within a few hours.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see

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