Action Lending Payday Loans Review - Newport Beach, California

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Loan agency in Newport Beach, California
Organization owner?
4500 Campus Dr, Newport Beach, CA 92660, USA
Testimonials

Feedback about Action Lending?

Here you get acquainted with the reviews of our clients.

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Marcos Luettgen

I have a problem with paying a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Action Lending. They really helped.

Jacquelyn Rolfson

I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact Action Lending. They really helped.

Jarrod Cummerata I

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Colton Padberg

Thanks to the staff for the reputable service. They assisted in difficult times. For application you only need an ID.

Marcos Luettgen

I have a problem with paying a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Action Lending. They really helped.

Jacquelyn Rolfson

I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to contact Action Lending. They really helped.

Jarrod Cummerata I

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Colton Padberg

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Newport Beach, California

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and fast to issue loans in Newport Beach, California. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Action Lending help issue a payday loan in Newport Beach, California?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Newport Beach, California. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Newport Beach, California

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Tri Counties Bank

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Union Bank

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+1 (951) 766-6666

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Oportun

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oportun.com

ACE Cash Express

804 W Highland Ave c, San Bernardino, CA 92405, USA

+1 (909) 881-7373

www.acecashexpress.com

Money Mart

1245 N Cherry St Ave, Tulare, CA 93274, USA

+1 (559) 685-0337

www.moneymart.com

Fremont Bank

40031 Mission Blvd, Fremont, CA 94539, USA

+1 (510) 440-3012

www.fremontbank.com

ACE Cash Express

745 E Foothill Blvd, Rialto, CA 92376, USA

+1 (909) 879-2959

www.acecashexpress.com