Bank of Southern California Payday Loans Review - Palm Desert, California

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4.3 4 reviews

Organization owner?

74175 El Paseo, Palm Desert, CA 92260, USA

+1 (760) 862-0099

www.banksocal.com

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

banksocal.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Bank of Southern California?

Below you get acquainted with some of the reviews of our customers.

Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Palm Desert, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the best solution to your short-term financial issues in Palm Desert , California because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of Southern California that offers payday loans in Palm Desert, California

24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help individuals who have low credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a cash advance if you are confident that you can make payments on scheduled.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see