Caltech Employees Federal Credit Union Payday Loans Review - Pasadena, California

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4.7 3 reviews

Organization owner?

4800 Oak Grove Dr, Pasadena, CA 91109, USA

+1 (818) 354-3280

www.caltechefcu.org

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Domain Info

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Note

Pay Attention

Lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in Pasadena, Maryland

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Pasadena, Maryland is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

33% APR cap (2.75% a month)

How will Caltech Employees Federal Credit Union help take out a payday loan in Pasadena, Maryland?

24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Pasadena, md review this circumstance not an obstacle to issue a loan. The client of a payday loan should be ready to objectively assess financial capabilities, issue a loan, pay back the debt on schedule and not only cope with current problems, but improve the credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

Let's see