U.S. Bank Branch Payday Loans Review - Salinas, California

Your personal information is safe with us
5 reviews

1320 S Main St, Salinas, CA 93901, USA
+1 (831) 754-3825
locations.usbank.com
Thursday
11AM–6PM
Friday
11AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
11AM–6PM
Tuesday
11AM–6PM
Wednesday
11AM–6PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Salinas, California

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Salinas, California is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a loan in Salinas, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor taken into account by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the application. Payday loans in Salinas, California may help level up your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

Let's see

Other Payday Lenders in Salinas, California

Pacific Valley Bank

498 Alvarado St, Monterey, CA 93940, USA

+1 (831) 645-6560

www.pacificvalleybank.com

Umpqua Bank

624 S Main St Suite 101-B, Templeton, CA 93465, USA

+1 (805) 400-6031

locations.umpquabank.com

Mundo Check Cashing #2

705 S Atlantic Blvd, East Los Angeles, CA 90022, USA

+1 (323) 266-0661

ACE Cash Express

3401 E Anaheim St, Long Beach, CA 90804, USA

+1 (562) 985-0482

www.acecashexpress.com

Online Trading & Academy

3101 Pacific Coast Hwy, Newport Beach, CA 92660, USA

+1 (949) 608-6000

Auto Title Loans Delano Inc

1103 Main St, Delano, CA 93215, USA

+1 (661) 241-8329

U.S. Bank Branch

749 Main St, Pleasanton, CA 94566, USA

+1 (925) 426-6200

locations.usbank.com

First Entertainment Credit Union

25828 McBean Pkwy, Santa Clarita, CA 91355, USA

+1 (888) 800-3328

www.firstent.org

California Check Cashing Stores

16200 Bear Valley Rd #104, Victorville, CA 92395, USA

+1 (760) 843-5500

www.ccfi.com