North Island Credit Union Payday Loans Review - San Diego, California

Your personal information is safe with us
4.5 17 reviews

9119 Clairemont Mesa Blvd, San Diego, CA 92123, USA
+1 (800) 334-8788
northisland.ccu.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Testimonials

What people think about North Island Credit Union?

Below you get acquainted with some of the reviews of our customers.
Note

Pay Attention

The previous three items describe a specific company. But below you can read common information about payday loans.

Payday Loans in San Diego, Texas

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in San Diego, Texas. The entire process is effortless. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of North Island Credit Union that offers payday loans in San Diego, Texas

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can help clients who have bad credit scores or have no credit history. But we advise you that as with any debt you should only think about applying for a payday loan if you are confident that you can make payments on scheduled.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see

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Comerica Bank - ATM

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ATM - Umpqua Bank

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Champion Financial Services

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Marin County Credit Union

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