U.S. Bank Branch Payday Loans Review - San Luis Obispo, California

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Organization owner?

3991 S Higuera St, San Luis Obispo, CA 93401, USA

+1 (805) 782-4620

locations.usbank.com

Thursday

9:30AM–12PM, 1–4PM

Friday

9:30AM–12PM, 1–4PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–12PM, 1–4PM

Tuesday

9:30AM–12PM, 1–4PM

Wednesday

9:30AM–12PM, 1–4PM

Domain Info

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our customers.

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Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in San Luis Obispo, California

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to take out loans in San Luis Obispo, California. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a payday loan in San Luis Obispo, California?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with customer data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not taken as the only one by microfinance organizations to take out a cash advance. The lending company review many aspects such as financial solvency to approve the application. Payday loans in San Luis Obispo, California may help level up your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as APR.

Let's see