U.S. Bank Branch Payday Loans Review - San Luis Obispo, California

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3.6 5 reviews

Organization owner?

201 Madonna Rd, San Luis Obispo, CA 93405, USA

+1 (805) 546-6290

locations.usbank.com

Thursday

10AM–4PM

Friday

10AM–4PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–4PM

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Domain Info

Feedback about U.S. Bank Branch?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the common features of payday loans.

Payday Loans in San Luis Obispo, California

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in San Luis Obispo, California is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in San Luis Obispo, California?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in San Luis Obispo, California. They estmate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as annual percentage rate.

Let's see