Santa Barbara Loan & Jewelry Payday Loans Review - Santa Barbara, California

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3.8 25 reviews

Organization owner?

136 E Victoria St, Santa Barbara, CA 93101, USA

+1 (805) 966-6264

santabarbaraloan.com

Thursday

10AM–5:30PM

Friday

10AM–5:30PM

Saturday

10AM–5PM

Sunday

Closed

Monday

10AM–5:30PM

Tuesday

10AM–5:30PM

Wednesday

10AM–5:30PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

qx7ws3ms7j4@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Santa Barbara Loan & Jewelry?

Here you see the reviews of our clients.

Note

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Santa Barbara, California

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to issue payday loans in Santa Barbara, California. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Santa Barbara Loan & Jewelry help issue a loan in Santa Barbara, California?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Santa Barbara, ca will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will specify the cost of the payday loan. It takes seconds to see the result.

Let's see