BAC Community Bank Payday Loans Review - Stockton, California

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4.8 5 reviews
Organization owner?
2001 W March Ln, Stockton, CA 95207, USA
+1 (209) 473-6859
www.bankbac.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2000-07-28

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about BAC Community Bank?

Here you grapple with the reviews of our customers.

I tried to borrow money from BAC Community Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Zelma Abbott

Unsatisfied! Was declined to take out $1,000. Only $400 was approved.

Jennifer Kautzer PhD

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Adolfo Bednar

I tried to borrow money from BAC Community Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Zelma Abbott

Unsatisfied! Was declined to take out $1,000. Only $400 was approved.

Jennifer Kautzer PhD

I took out a payday loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Adolfo Bednar

I tried to borrow money from BAC Community Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Zelma Abbott

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes readers get acquainted general information about payday loans.

Payday Loans in Stockton, New York

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Stockton, New York is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

25% small loan cap

How will BAC Community Bank help issue a payday loan in Stockton, New York?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Stockton, New York. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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