First Bank Payday Loans Review - Woodland Hills, California

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3 2 reviews

6300 Canoga Ave Suite 1570, Woodland Hills, CA 91367, USA
+1 (818) 226-3235
www.first.bank
Tuesday
9AM–2PM
Wednesday
9AM–2PM
Thursday
9AM–2PM
Friday
9AM–2PM
Saturday
9AM–2PM
Sunday
9AM–2PM
Monday
9AM–2PM
Testimonials

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Lending companies are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Woodland Hills, California

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Woodland Hills, California is taken out easily and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will First Bank help issue a loan in Woodland Hills, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Payday loans in Woodland Hills, California may help level up your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the result.

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ATM - Umpqua Bank

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