U.S. Money Shops Payday Loans Review - Dalton, Georgia

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3.2 23 reviews

2705 E Walnut Ave, Dalton, GA 30721, USA
+1 (706) 260-2558
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Testimonials

What people think about U.S. Money Shops?

Below you read some of the opinions of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Dalton, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Dalton, New York is are easy to access. The interest rate is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of U.S. Money Shops that offers payday loans in Dalton, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can help clients who have bad credit scores or have no credit score. But we advise you that as with any borrowing you should only think about applying for a cash advance if you are confident that you can make payments on time.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

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