Pearl Hawaii Federal Credit Union (PHFCU) Payday Loans Review - Honolulu, Hawaii

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4 2 reviews

Organization owner?

Kapiolani Business Plaza, 1580 Makaloa St Suite 100, Honolulu, HI 96814, USA

+1 (808) 737-4328

pearlhawaii.com

Friday

9AM–5PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

Closed

Domain Info

Mailing Address

94-449 UKEE ST

WAIPAHU

96797-4212

United States

Contact Data

brandon@phfcu.com

+1.8082186274

+1.8082186295

Testimonials

Feedback about Pearl Hawaii Federal Credit Union (PHFCU)?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Payday lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Honolulu, Hawaii

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Honolulu, Hawaii is issued easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

460%*

Max Loan

$600

Min Term

Not Specified

Max Term

32 days

How will Pearl Hawaii Federal Credit Union (PHFCU) help take out a payday loan in Honolulu, Hawaii?

Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Honolulu, Hawaii. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

Let's see